Lawyer in Michigan

 In the past, Americans have tended to put their tax refunds toward family vacations, new cell phones, and other fun indulgences. This year, however, many cash-strapped consumers are spending their checks from Uncle Sam on something a little less frivolous - but potentially more rewarding in the long-run. More than 200,000 Americans hope to apply their refunds toward a bankruptcy filing, according to the National Bureau of Economic Research. Personal bankruptcy filings typically rise around the time when refunds get mailed out, but the surge should be even more pronounced in 2012, reports The Tennessean. While Tennessee bankruptcy usually pays for itself many times over by helping consumers reduce all-consuming debts, it has become significantly more expensive since 2005, when U.S. bankruptcy laws were made more complex in order to prevent bankruptcy abuse. Lawyer office in Georgia . As a result, many of the people who stand to benefit most from bankruptcy - such as families at hi

 If your family's finances are still reeling from the recession, you're not alone. According to new data from the Federal Reserve, median household net worth fell almost 40 percent between 2007 and 2010. At its lowest point, median wealth dropped to 1992 levels. Middle-class families lost the most financial momentum. Lawyer office in Michigan . While the wealth of the richest Americans is often held in bonds and other investments, the wealth of middle-income households is largely tied up in their homes. When real estate values plummeted, so did net worth. As we mentioned on the Tennessee Bankruptcy Lawyers Blog in May, 1 out of 3 homeowners owes more on their house than it's currently worth. In 2007, the American family's median wealth - in other words, the point at which exactly half of all families are worth more and half are worth less - dropped from $126,400 to $77,300. In contrast, the median wealth of the wealthiest 10 percent of Americans actually rose 1.9 p

  As banks prepare to release a new flood of foreclosures onto the market this summer, already-falling home values will likely get even lower. But while many homeowners are dismayed by the notion of losing more equity - especially if they're part of the estimated 11 million borrowers already underwater - Tennessee bankruptcy lawyers warn against getting too caught up in home values. Lawyer firm in Michigan . After all, concern with equity is what got many Americans into trouble in the first place. During the height of the housing bubble, homeowners used rocketing real estate values as permission to take out home equity loans and lines of credit so that we could spend well beyond our means. Houses were never meant to be investments - and certainly not get-rich-quick schemes. Our parents and grandparents bought their properties for security, a place to live, and a chance to raise a family. Somewhere along the way, Americans have forgotten that a house is meant to be a home. The

  American consumers are traditionally pessimistic about the national economy. Yet when it comes to our own economies - our family finances - we can be optimistic to the point of default. From mounting credit card debt to missed mortgage payments, today's average consumer faces big financial troubles. But when it's time to fix our finances, we tend to take baby steps. We chalk the money problems up to a temporary issue, like those unexpected car repairs or that bigger-than-anticipated medical bill. We optimistically hope for a solution, such as that pay raise our boss mentioned last year. We might make a few budget tweaks here and there, but for the most part we continue spending as usual, using credit cards to cover the gap between income and expenses. Before long, our credit cards are maxed out, our house is on the verge of foreclosure, and that raise that we were holding out hope for never came through. Half-baked solutions produce half-baked results. If you want to over

  For us, the law is about the needs and rights of real people. Our attorneys specialize in Michigan personal injury law . We see you as a person with a family and a future, not simply as a case number. Whether we negotiate the settlement you deserve in private or take your case to trial, our success is measured by how well you are taken care of for the long term. Accidents are painful when they happen and stressful for a long time afterward. They often result in expensive health care treatment, lost wages, pain and suffering and more. Responsible citizens who are not at fault have the right to fair compensation, and Michigan Injury Lawyers has the knowledge, experience and aggressiveness to deliver it. Get started today by submitting the free initial consultation form or by calling us at 313-438-4357. We have successfully helped grateful clients for years and would be honored to do the same for you.

 Hertz Schram is a firm of core values, yet constant reinvention. Over a forty year history as a full-service law firm, we have adhered to the fundamentals of client service and expertise. Our veteran attorneys are highly respected in courtrooms and boardrooms throughout our community and across the country. Our next generation lawyers bring an energized dynamic, adding new practice areas and ideas and exploiting the constantly evolving technology needed for the 21st century practice of law. Innovation, growth, and flexibility define our firm culture, always inviting the question – what’s next? Some things at Hertz Schram, however, remain constant. Our dedication to our clients will never change.

  Our firm is comprised of a select group of hardworking attorneys and staff members who are passionate about getting results, maintaining high professional standards, and delivering legal services based on honesty and setting realistic expectations. We believe deeply in the philosophy that our clients benefit most when they have the right individual assisting them at each stage of the case.  As our name implies, we rely heavily on the team approach and our firm is modeled much like that of a sports team. Each attorney and member of our staff has a particular role (position) that emphasizes their strengths and matches the needs of the client. As the case progresses, new attorneys and staff members are brought in with specialized skills matching the evolving needs of the client.  Whether our clients are dealing with a serious personal injury, criminal charges, a divorce, or another area of our specialization, they all mark crucial turning points in life where the right legal represen

Whether you are contemplating divorce, facing criminal charges, or need to resolve a business dispute, you can find the advice and representation you need at Michigan Premier Law , P.C. Our Troy attorneys offer attentive support for every step of your case. We are committed to helping you avoid needless expenses and stress, and we will work to get you the results you need outside of a trial. If it is in your best interests, however, we will not hesitate to take your case to court: Our trial-tested lawyers have the skill and insight to fight hard for you. Highly recommended by clients and endorsed by peers, you can depend on our law firm to abide by the highest standards of legal excellence and professionalism. In fact, Attorney George Drosis has been rated AV Preeminent®, garnering this top rating from Martindale-Hubbell® due to his peers recognizing him for exceptional service and skill. Whatever legal counsel you need in corporate, criminal, or civil law, contact Michigan Premier Law

 For us, the law is about the needs and rights of real people. Our attorneys specialize in Michigan personal injury law. We see you as a person with a family and a future, not simply as a case number. Whether we negotiate the settlement you deserve in private or take your case to trial, our success is measured by how well you are taken care of for the long term. Accidents are painful when they happen and stressful for a long time afterward. They often result in expensive health care treatment, lost wages, pain and suffering and more. Responsible citizens who are not at fault have the right to fair compensation, and Michigan Injury Lawyers has the knowledge, experience and aggressiveness to deliver it. Get started today by submitting the free initial consultation form or by calling us at 313-438-4357. We have successfully helped grateful clients for years and would be honored to do the same for you.